Quick Answer
Most stucco damage is repairable if less than ~25% of a wall is affected and the underlying lath/sheathing is dry. Full replacement is usually needed when water damage has reached the substrate, when 40%+ of a wall is failing, or when texture matching becomes impossible.
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1. The 4-question decision framework
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2. When repair is the right call (5 scenarios with photos)
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3. When you actually need to replace (5 scenarios)
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4. The Arizona variable: monsoon + freeze-thaw + altitude
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5. What it actually costs in Prescott
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6. What happens if you wait
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7. Getting a second opinion (and what to ask)
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Frequently Asked Questions
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